Welcome to Taxes With Love (https://taxeswithlove.com) (“Site”). By accessing or using this Site, you agree to be bound by these Terms of Service (“Terms”). If you do not agree with these Terms, please discontinue use of the Site.

Please read this policy carefully. If you do not agree with the terms of this Privacy Policy, please do not access the Site.

1. General Information
These Terms govern your use of the Site and all content made available through it. By accessing the Site, you acknowledge that you have read and agree to be bound by these Terms.

2. No Professional Relationship
Your use of the Site, viewing of its content, submitting forms, or subscribing does not create a client-tax preparer or client-accountant relationship with Taxes With Love (Nikolaeva Liubov or TAXES WITH LOVE LLC). Such a relationship is established only after signing an official Engagement Letter or Service Agreement.

3. No Tax, Legal, or Financial Advice
All information presented on the Site is for informational purposes only and does not constitute:

• tax advice
• legal advice
• accounting services
• financial recommendations

Any actions taken based on the Site’s information are taken at your own risk.

4. Use of Site Content
All content on the Site, including text, graphics, logos, and layout, is the property of Taxes With Love and is protected by intellectual property laws.
You may not:

• copy
• reproduce
• modify
• distribute
• publish
• use for commercial purposes

any content from the Site without prior written permission.

5. Consultations and Service Requests
By submitting a request through the Site, you agree that:

• you provide accurate and truthful information
• submission of a form does not guarantee acceptance of your request
• consultation times may be adjusted
• service pricing may change

6. Limitation of Liability
We are not responsible for:

• losses resulting from reliance on Site information
• technical errors or interruptions
• outdated or inaccurate content
• actions of third parties

You use the Site at your own risk.

7. Third-Party Links and Services
The Site may contain links to third-party websites or tools. We are not responsible for their content or privacy practices. Please review their policies before using external services.

8. Prohibited Activities
Users must not:

• use the Site for illegal purposes
• attempt to hack, disrupt, or damage the Site
• collect data of other users
• upload or distribute harmful files

Violation may result in access termination.

9. Changes to the Terms
We may update or modify these Terms at any time. Changes take effect immediately upon posting. Continued use of the Site constitutes acceptance of the updated Terms.

10. Governing Law
These Terms are governed by the laws of the State of Florida, United States.
Any disputes will be handled by the appropriate authorities within Florida.

11. Contact Information
For questions about these Terms, please contact us at: taxwithlove@gmail.com